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Biggest Political Scams in America

America is known as the land of the opportunity to the rest of the world. It is known as the place with endless opportunities. However, like every country, America is also known for the biggest scams in political history. Some of the biggest political scandals that...

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Business Ideas For Beginners

Business Ideas For Beginners

The United States of America is known as the land of opportunities. It is currently the largest economy in the world. This economy is mainly private sector driven. The US is the world’s largest importer of goods has a high consumer spending rate. Looking at these...

Finance Tips for Early-Staged Startups

Finance Tips for Early-Staged Startups

When you are starting a business, you need to very careful with it. Anything could happen in the early stages of a startup - either it could be a million-dollar business or fall into another category of long-forgotten businesses. You will have a skeleton crew of...

Pros and Cons of Smart Living

Pros and Cons of Smart Living

The future for Smart Living seems pretty bright as everywhere you look, you see homes incorporating smart living. Smart living enables consumers to seamlessly and remotely manage their connected homes from anywhere, at any time, on any screen in real time. It is...

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Business Ideas For Beginners

The United States of America is known as the land of opportunities. It is currently the largest economy in the world. This economy is mainly private sector driven. The US is the world’s largest importer of goods has a high consumer spending rate. Looking at these...

Finance Tips for Early-Staged Startups

When you are starting a business, you need to very careful with it. Anything could happen in the early stages of a startup - either it could be a million-dollar business or fall into another category of long-forgotten businesses. You will have a skeleton crew of...

Pros and Cons of Smart Living

The future for Smart Living seems pretty bright as everywhere you look, you see homes incorporating smart living. Smart living enables consumers to seamlessly and remotely manage their connected homes from anywhere, at any time, on any screen in real time. It is...

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Biggest Political Scams in America

America is known as the land of the opportunity to the rest of the world. It is known as the place with endless opportunities. However, like every country, America is also known for the biggest scams in political history. Some of the biggest political scandals that shook the whole world were born in America. The most notable ones are:

Grover Cleveland’s secret son

Grover Cleveland was an American politician and lawyer and was the 22nd and 24th President of the United States. He was the only president in American history to serve two non-consecutive terms in office. Days after he won the presidential nomination in 1884, the Buffalo Evening Telegraph published some shocking news. They claimed that Cleveland, a decade earlier, was in a relationship with a widow, Maria Crofts Halpin. They said that he allegedly sexually assaulted Halpin, causing her to become pregnant with his child. According to her affidavit, when the child was born, Cleveland using his political influence had Halpin committed and sent the child to an orphanage.

Watergate

Watergate

The Watergate scandal was a major political scandal that occurred in the early 1970s, following a break-in by five men at the Democratic National Committee headquarters at the Watergate office complex in Washington, D.C. It was a very huge scandal and altered American politics forever and changed the way Americans looked at their elected officials. It began with the arrest of five men for breaking into the DNC headquarters. The FBI investigation later found a direct connection between the money found on the burglars and a slush fund used by the Committee for the Re-Election of the President, an organization of President Richard Nixon’s campaign. The investigation also revealed that Nixon had a tape-recording system in his offices and that he had recorded many conversations. This led to Nixon resigning his presidency on August 9, 1974.

Clinton-Lewinsky

This one was a major American political sex scandal in the 1980s. It involved 49-year old President Bill Clinton and a 22-year-old White House intern Monica Lewinsky. Clinton denied any sort of relationship happening, but later it came out to be true. Clinton was then charged with perjury and obstruction of justice. It led to the impeachment of the president. Lewinsky was hired in 1995, Clinton’s first term as an intern. Some believe that Clinton began his relationship with her when she worked in the White House. This shocking scandal led to other women coming up to declare similar affairs.

Business Ideas For Beginners

The United States of America is known as the land of opportunities. It is currently the largest economy in the world. This economy is mainly private sector driven. The US is the world’s largest importer of goods has a high consumer spending rate. Looking at these facts, doing business in the US is a good and viable idea. Also, it is highly competitive there and very hard to succeed in business there. There are a few areas where opportunities are always available. Some of those areas are:

Online Marketing Services

Online marketing is and has been on a major rise since Flipkart and Amazon came into the market. The rates at which consumers are now finding and buying products online are increasing and they do not intend to come down. Many companies are left with no choice but to set aside a decent fraction of their marketing budget for online marketing. So, if you are looking to start a venture, look for something in the online industry.

 

Pet Care

A survey in 2012 determined that Americans spent over $40 billion on pet care. This is an industry that has observed a tremendous growth over the years and will most probably stay the same in the future. For all the pet lovers out there, this is a big business opportunity for you. Unlike popular belief, you don’t require a veterinary medicine for this job. It shouldn’t be a problem if you do not have a degree in that field.

E-Commerce

In 2017, the e-commerce industry has been projected to grow at an average annual rate of 8.8% through 2017. Customers these days feel more comfortable buying products and services online. If you are looking for a good business opportunity, consider launching your own e-commerce store and market your products and services. You might small and will get some blowbacks, but don’t worry. You will figure it out and it will bring in a lot of money once it clicks.

E-Commerce

Mobile and social gaming

The best domain for you to start a business in today’s world is undoubtedly technology. One of the most famous parts of this domain with the highest customer base is Mobile and social gaming. Between 2007 and 2012, this tech-based industry is said to have enjoyed a whopping growth rate of 397%. Games are always a part of an American teenager’s life. If you are interested in making apps and games, and if you are good at it, you are in to make a lot of money if you do it right. You need not make a complicated app. Minimalism always works. A major example can be the game, Temple Run. It was invented by a couple and has now gained global fame.

Finance Tips for Early-Staged Startups

When you are starting a business, you need to very careful with it. Anything could happen in the early stages of a startup – either it could be a million-dollar business or fall into another category of long-forgotten businesses. You will have a skeleton crew of staff, minimal sales, and even less cash. Here are some tips for you to stand out as a startup and even survive the waves of hurdles coming your way:

Accounting System

Establish a simple accounting system

You really want to set up a system that is easy to use and that is built to grow with you. You don’t need many “bells and whistles” at this early stage in the game. Most people use QuickBooks. It is an accounting software package developed and marketed by Intuit. These are made majorly made for small and medium-sized businesses and offer accounting applications that accept business payments, manage and pay bills, and payroll functions.

Set up an accounts payable system

It is imperative that you establish a foundation for maximizing your cash flow, This is very important in the early stages of a business. You should consider all of your expenses and you should think through how you will record and cover them. You can choose any tracking system. Work with a professional to asses your needs and identify the best system. Once you have selected the system, enter all expenses and establish your schedule so that you always pay on time.

Financial projections

Develop your financial projections

It is always good to have predictions set out for your venture that uses your detailed budget and sales projections as the starting point. This needs to include a lot of things including estimates for spending by department – IT, HR, office rental, marketing, legal and other professional services. Many people do find it pointless to keep a forecast for after 3 years of the business because it is really meaningless after that point. Another important thing to do is update your forecasts on a monthly basis anytime there is a significant change in your business plan.

Build your budget

Calculate all your potential expenses and subtract them from the revenue that you are earning. Identify the resources you will need to achieve each of your objectives. Once you are done with that, you will be in a position to balance them against your available funds. The process will long and a lot of work and above all, iterative. You should expect to rebalance properties as you reach each milestone. Maintaining working capital, at this early stage is critical.

Pros and Cons of Smart Living

The future for Smart Living seems pretty bright as everywhere you look, you see homes incorporating smart living. Smart living enables consumers to seamlessly and remotely manage their connected homes from anywhere, at any time, on any screen in real time. It is generally said that they are safer than traditional homes, but the reality is that home automation can easily give hackers access to your house. There are a number of advantages and disadvantages of Smart Living. Some of the advantages are:

  • Convenience. You can program all of your products at your convenience. It will be programmed according to your needs and ready for you.

 

  • Customization. Everyone likes customizing everything. Although the classic version of stuff is good, people want a bit of their flair coming in on it too. You can customize your home as you wish.
  • Security. Smart homes improve security for your house, as it enables you to see your house any time you wish. You can have cameras, motion detectors, sensors, and locks installed which will help you control your house even though you aren’t there.
  • Ease. This one is similar to the first point, which is convenience. Everyone prefers the ease of use. It is very easy and quick to install these systems, as it is generally perceived to be.
  • Environmentally friendly. One of the best things about these systems is how they try to extend a helping hand to conserving energy and reduce its consumption. For example, thermostats, air conditioners, and lighting can all be controlled for optimal energy efficiency.

Smart Home

Now let us look at the other side of the coin. There are also some major disadvantages to it too. Some of them are:

  • Cost. These are very expensive to get. Not everyone has the money to get state-of-the-art facilities that these systems offer. In the future, these systems may also worsen the gap between the rich and poor. The rich people will be having robots to do everything for them, while the poor will be doing it themselves.
  • Learning. Before using tech like this, people will need to be taught how to use them. They are complex systems and require some technical knowledge for usage. Not many people are techies and will require some sort of guidance in using those systems. That will be a lot of work, teaching people on how to use these systems. You’d rather stick to the traditional houses itself.
  • Reliability. Smart homes are always reliant on your internet connection. This might not exactly work out well for you if you live in a place where it is hard to get an internet connection. So it does not exactly work out that conveniently for you when you do not have the internet access to make your system work.